Services

The financial emigration planning services offered by Orientation New Zealand Ltd include:

Pre-emigration strategies

Orientation New Zealand Ltd will undertake an assessment of an individual’s current circumstances and financial position in the United Kingdom. We will review your existing investments, endowments and United Kingdom pensions to ensure compliance and compatibility with New Zealand regulatory bodies. We also provide advice on tax opportunities and tax limitation pre-arrival and transferring of assets and wealth.
Back to the top

Emigration strategy

Once clients have secured their tickets and the departure date is nearing, we will work with clients to ensure they maximise any potential savings on currency transfer. Orientation New Zealand Ltd also provide advice to clients on how they can earn the highest possible interest rates in New Zealand for any cash holdings, assist them in closing their United Kingdom tax affairs, and develop an arrival plan to take care of any short term needs both personal and financial.
Back to the top

Arrive and maximise

From experience we know that our clients have been subject to the feeling of being in limbo during the years prior to emigration. There is always a perception of needing to react quickly and secure accommodation, employment and schooling. These are critical areas and it is essential to our client’s long term success that these areas of concern are dealt with. We provide independent and experienced assistance to ensure clients have the best possible advice. This advice is based upon Orientation New Zealand’s wealth of experience in assisting a large number of Clients migrate and settle in New Zealand.
Back to the top

Wealth creation and maintenance

Orientation New Zealand will help clients create, protect and manage their wealth. We can assist clients in understanding their current financial position in New Zealand terms and clearly assist you in defining realistic long term New Zealand goals. We can help clients to use their current assets to build long term capital and assets under a tax effective strategy, which is tailored to their specific circumstances.
Back to the top

Investments – income / growth portfolio management

Consideration of the after taxation investment results is critical in constructing and managing an efficient portfolio to secure long term financial well-being. Orientation New Zealand will advise clients on their available investment options, taking into account their existing assets and objectives. Portfolios are constructed so that they can cater for changing lifestyle patterns over the coming years and can be changed to meet needs on a day by day, or year on year basis, whether it be for education, buying a second home, or retirement planning. We will meet regularly with clients to discuss their financial opportunities, current and planned legislation and taxation together with any other relevant issues. We will also provide comprehensive reports and valuations.
Back to the top

Taxation planning

A vital element of all Orientation New Zealand Ltd’s recommendations is strategies to reduce and minimise current and future tax liabilities. Our advisers can develop in tandem with clients own accounting and taxation advisers or if preferred have your situation reviewed by third party professionals. If clients have current United Kingdom taxation strategies in place it is essential that these affairs are reviewed before they leave the United Kingdom. The review will take into consideration how a clients United Kingdom affairs will be treated from a New Zealand taxation view point. Areas that need specialist advice before departing the United Kingdom are: retention of United Kingdom business interests, offshore family trusts, United Kingdom real estate and share portfolio holdings, long term hybrid pension structures, such as executive pension plans (EPP), small self administered pension schemes (SSAS) and self investment personal pensions (SIPP). If you are unsure, then please consult with Orientation New Zealand Ltd for further information or clarification.
Back to the top

Estate planning

Careful, far-sighted estate planning benefits our clients today and their beneficiaries tomorrow. We ensure that our clients understand their current United Kingdom estate planning strategy and how that impacts in New Zealand. Once clients have arrived in New Zealand we can work in conjunction with their legal / estate advisers to ensure any United Kingdom rules on estate can be minimised and develop effective strategies’ going forward for wills, powers of attorney and other legal matters.
Back to the top

Lifestyle planning

We will work with clients to provide insights into how our personal and our previous client experiences can help prevent our clients making costly and emotionally damaging decisions about where to live, what to build and where to school the children. This will help to create a safe environment to use as a platform to build your new life. A practical and realistic approach is needed in this area we have found clients over extending you’re their selves in the first year of arrival can have server long term impacts and can often lead to unfulfilled goals.
Back to the top

Retirement planning

The secret to post work planning is to be in a position that if you want to work you can, but if you do not want to work, then you do not have too.

Our clients draw upon our experience in working with people as they transition from a working life to post working life. Through our experience with people in similar situations we understand the issues our clients face now and what they face in the years to come, and those issues they have not yet considered.

We can develop medium and long-term post work strategies for our clients that maximise their income and wealth, minimise taxation regardless of how close they are to retirement. The same principles can be achieved if you have already left the workforce but want to improve your financial well-being.

Throughout post work years, we will work with our clients to ensure that they are best positioned to meet their financial objectives and adapt any beneficial changes that may present themselves.
Back to the top